My 401(k) plan provider has recently increased the number of funds from
17 to 154. I am now trying to (1) reduce the number of these funds to a
small number (my experience is the fewer the better for the trading
model. This doesn't simply mean taking out the lower-performing funds.
The task is to find the funds that perform best in a trading model, and,
once that number is reduced (2) develop a trading system that attempts
to maximize gain, minimize risk,and smooth out the equity curve. This
system may be a multi-model system which produces a synergy among the
sub-models to produce (2) above.
Any suggestions, statements of past experiences, lessons learned, or
even subjective opinions will be greatly appreciated and will be of use
to everyone on this thread who is concerned with maximizing the return
on their 401(k) plans.
401(k) plans can be actively traded without tax consequences. Let's try
to come up with a method to actively trade that maximizes return! |
