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Politics : View from the Center and Left

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To: JohnM who wrote (150347)	11/16/2010 12:00:14 PM
From: Wharf Rat	of 542434

If they hire his janitor the same day they hire him, ... Health Insurance You have 60 days from your entry on duty date to sign-up for a health insurance plan. If you don't make an election, you are considered to have declined coverage and you must wait until the next Open Season to enroll. VERY IMPORTANT: Enrollment is not retroactive, and it cannot be made effective the day you enter on duty as you must have been in a pay status during some part of the pay period which precedes the one in which your enrollment becomes effective. Once this requirement has been met your enrollment will become effective on the first day of the first pay period that begins after your employing office receives your enrollment request. Thus the earliest your health insurance can possibly become effective is the beginning of the pay period that begins after the pay period in which you are hired. You cannot be reimbursed for any medical expenses incurred prior to the effective date. You need to consider this in cancelling any other health insurance coverage you may already have, and for scheduling doctor visits or tests. The Federal Employees Health Benefits (FEHB) Program is one of the most valuable benefits of Federal employment, but coverage is not automatic — you must enroll in one of the more than 100 available health plans in order to be covered. Although you have 60 days to enroll, it is to your advantage to make this election soon in order to be covered in case of accident or illness. There is no retroactive coverage of your expenses prior to the effective date of your enrollment. The policy will begin coverage on the effective date, however, and will cover expenses that occur on or after that date, even for conditions occurring before that date (pre-existing condition coverage). opm.gov

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