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Biotech / Medical : Dental Thread
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To: goldworldnet who wrote (52)12/5/2019 8:59:01 AM
From: locogringo2 Recommendations

Recommended By
Ben Smith
goldworldnet

   of 73
 
Dental and Medical have always been separated by insurance differences.
One factor is dental has a cosmetic label and isn't considered life threatening.


Dental insurance is subject to annual maximum payouts, not seen with medical or other types of insurance that I am aware of. Can you imagine a hospital telling you that they will fix the left side of your heart this year, but come back next year for the right side. Or your auto insurance telling you that they will fix the front end of your car this year, and will do the doors next year. Many plans will max out between $1000 and $2000 per year. If your work is at the 50% range of reimbursement (most extensive procedures like crowns and bridges), you would need over $4,000 of work to get the $2K, minus deductibles and benefit reductions. The "Usual and Customary" payment charts are often based on numbers that are 10 years old or more.

Dental insurance companies are not in business to increase your health. They are in business to make money for the company and shareholders.
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