Uncle Frank, thanks for your response. I guess I should just RTFM; my hesitation is just that I am intimidated by what I glean of it from this Thread. I had always thought that I could do anything that I set my mind to, but I frankly can't imagine getting up to speed here with zero (and I mean zero) tech background. I have a lot of building blocks to lay first: a framework for the entire sector--I mean, I have owned CSCO, NTAP, SEBL, Q, CTXS and GMST myself since November, and I have only recently figured out, with much pain and on the most elementary level, what these companies do. Yet if I had waited to invest, look at the increases that I would have missed! So I have to learn on the job, so to speak. And now that I have my husband asking me for help, and with dollars that have the potential to really shape our family's future, I don't want to make any big mistakes. Sorry to ramble. Thanks again for your response. Regards, Lynn |