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Pastimes : BS Bar & Grill - Open 24 Hours A Day

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To: Ilaine who wrote (1987)	11/3/2002 11:02:54 PM
From: Snowshoe	Read Replies (1) of 6901

She must not have had long term care insurance because they are keeping her in their home with a private duty nurse round the clock. CB, many LTC policies will pay for home health care. Furthermore, a private-duty nurse around the clock could be more expensive than a facility. We are sending my dad to adult day-care (which is fairly inexpensive), and the LTC policy is paying for it. It's probably worth my own while in the long run to pay for a LTC policy for my own mom. Be advised that the rates can later be raised quite a bit. My folks got into a situation where their ability to pay the ongoing premiums was threatened. I took over the finances a couple years ago and got things straightened out, with the help of a lawyer. They do come in handy. <g>

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