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To: John Mav who wrote (282)	11/18/1998 12:09:00 PM
From: John Mav	of 1038

MERCHANT ACCOUNT. We are frequently asked where and how to obtain a merchant card account. The traditional source, banks, are usually not too friendly to small home based businesses and less so to mail and Internet based businesses. There are a few providers who are "small business friendly" but be careful. You can get eaten up with unnecessary fees. Check out the article, "Obtaining a Merchant Card Account," available on our site at isquare.com. This article, in question and answer format, will assist you in making an informed choice. Our recommendation for an account is ECHO (Electronic Clearing House). Contact them at 1 (800) 233 0406, x3041 for sales. Tell 'em we sent you! Currently their discount rate is slightly over 2% for non-swiped transactions. Although they recently instituted two fees (a monthly statement fee and a monthly fee if sales are less than $1,000), most other providers have numerous additional fees.

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