Stock Sector
			
  	  	Portfolio
                              (% of Stocks) 	S&P 500(%)
	Information 	           6.77 	23.56
	Software 	           0.00 	4.19
	Hardware 	           1.20 	11.29
	Media 	                   0.00 	3.13
	Telecommunications 	   5.57 	4.95
	Services 	          25.59 	39.77
	Health Care 	           8.47 	11.21
	Consumer Services 	   3.00 	8.79
	Business Services 	   8.13 	3.46
	Financial Services 	   5.99 	16.31
	Manufacturing 	          67.64 	36.66
	Consumer Goods             1.48 	11.38
	Industrial Materials 	  25.47 	10.84
	Energy 	                  29.95 	10.77
	Utilities 	          10.74 	3.67
	Not Classified 	           0.00 	0.00

Stock Type
			
  	  	Portfolio
                        (% of Domestic Stocks) 	S&P 500(%)
	High Yield 	            0.00 	1.82
	Distressed 	            0.00 	1.10
	Hard Asset 	           33.28       11.43
	Cyclical 	           23.66       32.98
	Slow Growth 	           17.21       17.25
	Classic Growth              8.54       17.52
	Aggressive Growth 	   13.58       15.14
	Speculative Growth 	    3.73        1.68
	Not Classified 	            0.00 	1.08

World Regions
	
		
	Total Exposure     (% of Stocks)
	U.S. & Canada    	73.98
	Europe          	11.39
	Japan 	                 0.00
	Latin America 	         4.00
	Asia & Australia         8.38
	Other 	                 2.25
  	Not Classified  	 0.00

Stock Stats
						
                     Your Portfolio Relative to S&P500 	
Price/Prospective Earnings 	9.54    0.74
Projected EPS Growth - 5 yr % 	9.92 	1.02
Price/Book Ratio 	        1.70 	0.92 	  	
Yield % 	                1.86 	0.91
Return on Assets (ROA) 	        4.42 	0.55 	  	
Return on Equity (ROE)   	15.77 	0.78 	  

NOTE: The Yield % is low.  Morningstar is missing the dividends from the REIT preferrds 
and possibly the income from the semi-annual payers.  The total portfolio yield is now around 5%.	 

Top 10 Holdings
						
% of   Holding Name 	Stock Industry/    Price   YTD Total
Assets                  Fund Category 	   ($)     Return (%)
	
7.20 	Vanguard GNMA 	Intermediate Gov   11.04   6.30	
5.70   	Chevron Corp 	Int Oil & Gas 	   75.05   0.23
5.65   	BHP Billiton  	Ind Metals/Mineral 67.44 -10.84
5.43   	Ship Finance  	Shipping 	   18.76  42.26
5.31   	ConocoPhillips  Int Oil & Gas 	   53.89   8.65
5.22 	Anglo Amer PLC 	Mineral Mining 	   18.13 -15.89
4.46   	FRPRK 		REIT               18.75   8.90
4.26  	NYB     	Savings & Loans    16.05  15.78
3.50    BDNPRC 		REIT               24.50   9.09
3.03 	PWE     	Ind. Oil & Gas 	   19.49  16.44