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Strategies & Market Trends : Value Investing

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To: Spekulatius who wrote (39855)	10/31/2010 1:56:27 PM
From: E_K_S	of 78745

Hi Spekulatus - Is it typical that the municipal (and Federal) benefits (City, State & Federal) include full medical coverage (even dental for San Jose, CA Municipal employees) for spouse & family both during and in retirement? The 10 years from age 55 through age 65 would be covered by the municipality and then I suppose Medicare would pick up the coverage. Maybe the "Value" play is in the medical & pharmaceutical sector(s) as it is pretty much a given that these companies should get paid for their services and even expect to grow as the retirement pool grows. Any solvency problem should escape this sector since they should be at the top of the list of "guaranteed" services that must be paid. I do not like the insurer's but do like the independent care givers, pharmaceutical companies, medical equipment & supply distributors and manufactures and a whole host of other secondary medical and dental service businesses. In Greece and all over Europe this is moot since medical coverage is already nationalized and guaranteed to everybody. EKS

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