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Politics : A US National Health Care System?

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To: Katelew who wrote (41500)3/18/2017 7:45:11 PM
From: John Koligman  Read Replies (1) of 42652
 
Keep in mind premiums will soar for those 50-64 with low incomes, who look to me as if they will essentially be priced out of the market. That is the cruelty of this plan, the older folks of limited means that need insurance more than younger people in most cases get hit the hardest. Probably why Thune is already offering an amendment to increase tax credits for this group. An example from an earlier post I wrote on this thread....

As an example for you, here is what two 60 year old buyers with an income of $31,000/year in the Chicago suburbs would pay for a silver Blue Cross plan with a deductible of $500 per person and a max out of pocket cost of $1500 per person per year. This plan has copay and deductible assistance due to the income level. Subsidy is approx $1300/month. That would be roughly halved under 'RyanDontCare', while the cost of the plan would go up as the insurance companies would be allowed to charge 5 times instead of the current 3 times that of a younger buyer.... Also, the deductible and copay assistance would go away. Cost? Maybe $23,000/year with an 8k credit(and higher deductibles/out of pocket costs).

Blue Cross and Blue Shield of Illinois · BlueCare Direct Silver? 102 with Advocate Silver HMO Plan ID: 36096IL0950009


Estimated monthly premium
$216.83
Was: $1,522.02

Deductible
$1,500 Family Total

Out-of-pocket maximum
$4,500 Family Total

Copayments / Coinsurance Emergency room care: $600
Copay before deductible/20%
Coinsurance after deductible
Generic drugs: No Charge
Primary doctor: $20
Specialist doctor: $40
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