Dwight, I agree with your post...... All my losses are attributed to my bad judgement & Greed....whereas quite a few of my unforseen gains were undercapitilized through family members, friends etc.....I can't name the times when I studied a lead...did all of the DD and called my broker (Friend who my sister manages the office for) When some one says "I don't know, that is risky" Well, the only thing they would invest in is Fed Bills (not that they are all bad either) - In other words I do agree with you there are lots of types of investors - Non-investors, Low risk, Medium risk, High risk or people whom wear several hats. Most think you are boring, stupid, lucky, wild, conservative...etc....etc..... So, my advice is - PLAY YOUR OWN GAME.......forget the rest... THANKS for the chance to make this statement, Byram |