| Hi Renee, 
 Don't loose faith!!! Getting rid of speculation at this time may not be all bad, but where else is growth. Maybe the oil companies.
 
 The folks I have faith in think the DOW will go to 6000 here before a decline. So I am going to hang in until that happens, then look for some place to hide. In technology I think I will hide in microsoft, intel, motorola, will keep adobe, unless we get a speculative run-up, Air Touch, etc.
 
 Mutual funds probably hide in medical, utilities, high technology, global, or some such places like these.
 
 Joan
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