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Technology Stocks : Comverse Technology
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To: Beltropolis Boy who wrote (572)11/3/1998 2:25:00 PM
From: Mark Ambrose  Read Replies (1) of 1331
 
So it's like the comparison of a Credit Card
vs. a Debit Card.

The Debit card accesses an account with
funds that are already on deposit (prepaid).

A Credit Card lets you borrow (up to your credit limit)
funds which you will repay later when you are billed --
or delay full payment by making only a minimum monthly
amount, thus carrying a credit balance forward.
The APR on such a credit balance is typically
1.5 % per month, which works out to nearly 20% a year.

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