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Non-Tech : E*Trade (NYSE:ET)

ET 16.80

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3:59 PM EST

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To: Spytrdr who wrote (6904)	6/7/1999 11:48:00 AM
From: Josef Svejk	of 13953

Humbly report, All, Over 32 Million U.S.HouseholdsWill Be Banking Online by 2003. Excerpt: According to IDC, online banking is evolving through three phases. The first phase offers functionality similar to what is available through telephone banking systems - access to account balances and transaction data. The access is provided through a dial-up or browser-based service. The second phase emphasizes interactive technologies such as online bill payment and personalized reminder services. The third phase involves direct marketing of credit and lending services, personalized financial management features, and services such as securities trading and insurance offerings. From idc.com bold by Svejk. E*Trade --> 3rd phase. Cheers, Svejk proofsheet.com

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