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Strategies & Market Trends : A.I.M Users Group Bulletin Board

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To: LemonHead who wrote (7323)	4/29/1999 8:43:00 AM
From: Floyd Stern	of 18928

Hi Lemonhead, I am old to this BB (maybe Tom can tell me how may years ago it was; could it be 6 years? I am not certain) but have not been here lately. I know you have discovered some great people here. I maybe be missing some of the 401(k)discussion, but it is possible and smart to roll over the 401(k) plan into a self directed IRA both before and after age 59 1/2 if you do not want to touch the principal. Of course, if you are still working for the company that established the 401(k) plan, you need to keep it there. Unless one's estate is large, if you are retired it usually (not always) makes sense to live off your personal/individual assets first--these are all after tax dollars, and let the assets in the retirement plan/401(k) plan grow tax sheltered. Having just jumped into this BB, I am not certain if this is old news to you. If so, I apologize. Give me your feedback. Floyd Stern Lakeland, FL

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