Value Investing Message Board

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Strategies & Market Trends : Value Investing

Public Reply Prvt Reply Mark as Last Read File

Previous 10 Next 10 Previous Next

To: Paul Senior who wrote (78231)	10/12/2025 9:18:09 PM
From: Madharry	of 78451

re= sub prime. Listened to an analyst in the wee hours of the morning , who made a pretty compelling case that many of the people who are living paycheck to paycheck are facing mounting problems , This has very negative implications for car companies , car lenders sub prime lenders and the economy. the upshot is that because of covid many of those people got cash injections from the fed govt and a moratorium on their student loans . their credit rating improved and many splurged on nice cars at lower finance rates because their credit scores improved. Now fast forward to today - they have become subprime again and so have pay more for insurance etc. Also because credit companies are now using ai to monitor credit score etc they are moving to quickly reduce exposure to people whose credit quality is deteriorating that means you may think you have a 10k credit line only to find that is now 4k. Apparently there is now an abundance of cars in the in 0 to 5 years category with more company because those cars in the 0-5 year category are just not affordable for a large segment of the population. Used car prices should be falling , those 23 models are now 1 year older.

Report TOU Violation

Share This Post

Public Reply Prvt Reply Mark as Last Read File

Previous 10 Next 10 Previous Next