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Technology Stocks : CheckFree (CKFR)

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To: Brooks Jackson who wrote (812)	11/30/1997 10:03:00 AM
From: Brian K Crawford	of 8545

Re: MSFDC Good points, Brooks. CKFR is WAY ahead on long term contracts with the biggest banks. I would add that Travelers Corp (who got into the biz by buying Paymate) is the closest second competitor to CKFR at this point in offering a full featured billpay option thru financial institutions. The second observation, is that MSFDC seems to be focusing on getting E-Bill up and running. Not a full featured billpay offering. E-Bill only. Given how far behind CKFR they are, this MAY be a reasonable strategy for them, but when it comes time for a banker to evaluate who they are going to use as their mission-critical back-end servicer, MSFDC has ONLY name recognition going for it. I would sooner select Travelers at this stage. (But for the record, the credit Union where I toil has selected Checkfree). Brian

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