The Financial Collapse of 2001 Unwinding Message Board

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Strategies & Market Trends : The Financial Collapse of 2001 Unwinding

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To: arun gera who wrote (8181)	10/27/2021 11:49:34 AM
From: elmatador	of 13793

What are the main differences between digital wallets and instant payments (PIX)? Instant payments represent a new arrangement within the Brazilian financial system that will allow 24/7 transactions in real-time between different institutions without the need for intermediaries such as card schemes, acquirers, or issuers. Digital wallets are simply companies that today are simply storing credit card information for users and letting them top up the balance of a transactional account to make the checkout process easier. Another major difference is the fact that instant payments will allow the interoperability of all digital wallets, meaning that an account holder of e-wallet A will be able to transfer funds to account holder of e-wallet B without any hassle and in real-time. Both use the same technology in most cases (QR Code and NFC), but instant payments are the next step of digital wallets.

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