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Politics : A US National Health Care System?

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To: TimF who wrote (8269)8/14/2009 2:51:45 PM
From: Lane32 Recommendations  Read Replies (2) of 42652
 
Why Should Insurance Cover Pre-Existing Problems?

I don't think this examples are apt.

If your home is on the water and your home is damaged by rising water, you can get flood insurance. It won't pay to fix the damage caused by the flood but it will pay for damage from the next flood despite the pre-existing condition that you live on the water.

If your car is damaged because you ran into a guard rail, any insurance that you buy after that won't fix your already mashed fender. But it will pay for the next mashed fender despite the pre-existing condition that your brakes are bad.

Etc. The pre-existing condition isn't the damage already done but the underlying defect that caused the damage and may cause future damage.
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