LastShadow's Position Trading Message Board

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Strategies & Market Trends : LastShadow's Position Trading

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To: John J H Kim who wrote (15482)	6/11/1999 11:43:00 AM
From: BoNg-N-BoNg	Read Replies (3) of 43080

off topic: MSA - no I don't but my understanding is they're supposedly some sort of way to save money on your medical bills and it's tax deductible whatever u put on your MSA but they're tax disadvantage also since u might forfeit it by the end of tax year on all those money that u don't use on your MSA account... I think it's advantage to employees who have "families" esp. if u or your dependents visit the doctors often.. U have to estimates your medical expenses every year that is NOT cover w/ your medical insurance to maximize its uses.. for example, u and your dependents spent about $500 in expenses yearly on your medical bills that is not covered w/ your insurance and u put about $600 on your MSA for that tax year, after subtracting it, u will forfeit the $100 extra for that tax year (I don't believe that u can carry that extra 100 bucks on your next tax year).. If u have HMO, u basically don't need it since in "theory" u or your dependents don't have to pay any bills everytime u see a doctors/hospitals... just me.. eLmer p.s. pls. someone correct if some of what I said is inaccurate.. thanx

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