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Non-Tech : NetBank(NTBK)-formerly Atlanta Internet Bank

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To: mark garner who wrote (2022)	7/2/1999 9:56:00 AM
From: VALUESPEC	Read Replies (1) of 2414

<<I bought NTBK today. They seem to be on the right track. A one billion dollar market cap may look high now, but in relationship to many other internet stocks, this could go much higher. NTBK appears to be for real. It will be interesting to see what happens. I will be disappointed if it goes under $ 150.00. I wouldn't be surprised to see it go up 30X from here. NTBK: ~ $ 180.00 VALUESPEC>> Mark, I stand behind my opinion on NTBK. As you may know, I haven't owned NTBK for a very long time. The vulgarities of the market can make one easily look foolish short-term, especially with internet stocks. However, things change quickly with internet stocks. It will go up greatly in the upcoming 18 months- or I'll be wrong. CD should finally start to rise. I feel I have been completely right about CD. They have done everything I expected and earnings should be great for the 3rd and 4th Q. However, the market is just beginning to look at the facts, and not just with emotion. You seem to be looking at FCM with emotion. I, and people like Thomas, IMO, have been looking at FCM objectively and not emotionally like you do (?). Remember Mark, short-term I can't predict a stock's price. However, the fundamentals for CD and NTBK are their. We'll see if the future vindicate's my opinions or not. I have all my money in NTBK and expect to be greatly rewarded. I don't have any money in CD, but that would be good for a more conservative investor. NTBK: ~ $ 39 (They're doubling accounts every six months) FCM: ~ $ 2.50 (How will USAT hurt them? Isn't USAT hurting now?) CD: ~ $ 20 (the market is silly. This should never have hit $6.50) VALUESPEC valuespec.com

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