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Technology Stocks : CheckFree Holdings Corp. (CKFR), the next Dell, Intel?
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To: Erik T who wrote (7683)7/3/1999 8:16:00 PM
From: Erik T  Read Replies (1) of 20297
 
Page 3

Bill Presentment Delivery Models

There are three general models for presenting bills online:

Biller direct--A company's bills are presented at a company's own Web site where consumers log on to view and pay.

billing.com

Consolidators--Bills are sent to a common site that acts as an electronic mailbox. Consolidators can be either "thick" or "thin"
A "thick" consolidator requires billers to send summary (name, account
number, date due, and amount due) and detail billing information,
statement templates, and inserts. The "thin" consolidator receives
summary billing information and displays it along with other biller's
summary information. When a consumer wishes to view the
statement detail, they click on a button that hyperlinks them back to
the biller's Web site.

billing.com

Invited Pull--Customers use client software that accesses a variety
of sites and downloads bills and statements to the PC. (I do not know of any companies that use this form.)

billing.com
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