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To: Dale Baker who wrote (10512)	9/18/1999 4:43:00 PM
From: JSB	Read Replies (1) of 118717

Absolutely. I would add one caution to that statement. Mutual funds year end is generally October 31st, so they sell in October. I have made the mistake of thinking the tax loss selling was over, only to watch the same stocks get hit by retail selling late in the year.

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