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To: Bridge Player who wrote (139)	9/26/1999 5:16:00 PM
From: William C. Spaulding	Read Replies (1) of 35685

All speculation about the future of the market is just that: speculation. Just looking at history, September is the worst month for stocks in general, and there IS almost always a decline in October; however the beginning of October till mid-way through the month is usually pretty good. Then comes the decline. I think it will almost certainly decline this year, and there will probably be no rally in November and December as there usually is(historically, December is the best month for stocks!). The market is overpriced, and the Y2K fear will dampen any potential rally. This is my speculation, and it's just that, for no one can predict the future, and no one controls the market. The market is too big for anyone to control. If you want facts, check this site out: money.york.pa.us It's not a portal to the future, but it does save time when trying to do investment research for the present. If you're in the market, don't have a margin greater than you can afford if you need to cover if there is a decline. That way, you don't have to sweat while the market gyrates.

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