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Pastimes : Let's Talk About Our Feelings!!!
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To: Lizzie Tudor who wrote (62290)11/6/1999 11:18:00 AM
From: Zoltan!  Read Replies (1) of 108807
 
You told me it was a TOU violation. I never looked into that myself because I believed you.

There may be a distinction: I guess it's a greater violation to have been disciplined and then open another account to avoid the penalty.
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