Alright ETS,
OK, I'm going to leave myself wide open here but I'm going to do it anyway as to the way I understand the benefits of our system and applications.
First of all let me make something very clear to you. There is a cost to someone, somewhere for every transaction. Nothing is for free. Either the USER or the USEE pays a fee or surcharge for a/the service.
Secound: The USER is the merchant, vendor or service provider. The USEE is the customer, client, John Q. Public.
Third: You as a USEE you pay for it all the way around whether you want to or not, whether you use a CC, DC, BC, or any other piece of plastic. You pay for it!!!!!! It is either up front where you see it on in the rear where you don't, (higher prices), but you pay for it. Once again, nothing is for free.
Forth: The USER pays a 2-3% commission or fee to the card provider for using the service, i.e. MC,V. For DC, BC, maybe less. Cheaper for them to pay a small fee then to accept a check that might bounce. The user rents, leases or buys the equipment so you can use the card. Once again cost, expense.
Fith: Now as a USEE of your ATM card outside of your local jurisdiction, every time you cross someone elses network you pay a surcharge to get your cash. As a CC holder, you pay for the privilege to use it by way of an annual fee. Then if you don't pay the bill off at the closing date you pay interest, anywhere from 15-23%. Forget the introductory offers. They never last.;-(((((
Sixth: To wire money, same as cash. You have to fill out the APO # and paper work. Cost you anywhere from 5-15.00 and then you have to get it done before 14:00hrs.(2:00pm). To get the money wired back to you if you make a good score, the brokerage house charges you the cost to do the wire. Again 5-15.00 or higher.;-((((((
So, now that I've bored you with what you already knew, did I get your interest yet?????????? Have I started to thrill you yet??????/;-)))))))
OK, not yet. Hummmmmmm??????? (pondering for a moment, with my head down), Let me put it to you this way. I will try and break this down to you like bread to the birds.
First: We by-pass all ATM network borders but still use the network. Direct hit to our server.;-))))) Hay! NO network fees, (surcharges). Hows that for a thrill and money in your pocket? Hummmmmm????? Still not good enough to thrill yea, huh? Hows abouts this!?
Secound: Hows about this? Your in a restaurant, they don't take checks and you don't have a CC. No ATM close by but you need to pay your bill. Don't worry, E-connect is there. Swipe your ePin card and whola, bill paid. No bill at the end of the month and no 2-3.00 or more dollars for network fees to get the cash you needed to pay your bill. Ohhhhhh how sweet. OH! Still not thrilled yet? Boy are you a hard sell. Well then lets try this.
Third: Your at the bar/club. Had a pretty good night. Picked up a really good looking gal and she wants to leave. You are really scoring and all you have to do is pay your bill. No worry. I got my V./MC card. She's hot. She wants to trot. You want to accommodate her. "Waitress, bill please".
You flash out your Gold Card. She is impressed. The waitress takes it and says I'll be right back. Oh, do you have this evening planned. The waitress comes back to tell you that your card it maxxed out or that the card won't clear. "Gulp".
Your new date is getting impatient. Your figiting. What am I going to do? Don't want to loose this babe. She's hot. Ready to trot. You look at the waitress with that,(what am I going to do), not enough cash in my pocket, the bouncer is at the door and the bartender is giving you the evil eye. The waitress says to you "we take ePin", do you have one? You think for a moment and remember, YES I DO. You give it to her and she comes back with a smile on her face and says, "have a good night". Once again, E-connect to the rescue.;-))))) Now hows about that for a thrill??????;-))))
So now do you understand where I'm coming from and the company. Now we are not promoting girly pick-ups but it just might save the day when your other cards won't work outside of your network or when you know you have money in your account.
Think about the girl and what might be or not be if you don't have the ePin system out there.;-)))))
Have a good one.;-))))
Catcha on the upside,
Ron
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