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To: Sonki who wrote (23058)	11/17/1999 10:06:00 AM
From: JDN	Read Replies (3) of 64865

Dear Sonki: anyway, i have been shopping for term life insurance. my agent sez i m gona out live the 30 yr. term and i shoud buy life time. does anyone understand this subject??? looking for advice. IF you are going to buy life insurance AT ALL term is the way to go. BUT I quesiton why you are buying any. If its part of an estate plan to help with estate taxes I can see that, but from what I am guessing as to your wealth I dont see why you would need any for protection. Insurance (other than what I said above) is for people who do not have significant wealth and live off their current income which would leave nothing for heirs upon their death. I dont see you as being in that situation. JDN

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