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To: JDN who wrote (23090)	11/17/1999 10:45:00 AM
From: JavaGuy	Read Replies (1) of 64865

OT: Insurance JDN, The cost of Term does go up with time, and I really only want the insurance part, not the investment part, I'll take care of that better than they will (as will you). Variable Universal Life is an OK way to pay for a kid's education though. You die, he/she gets the $, or when they go to school you borrow out the cash value tax free, and never pay it back. Has the added value that the cash value is not "the kid's" so he can qualify for grants, loans, etc... Whereas a trust or education IRA will prevent that. Just my thoughts, I am no insurance expert though... JG

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