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Non-Tech : E*Trade (NYSE:ET)

ET 16.27

+0.2%

Dec 29 3:59 PM EST

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To: Curtis E. Bemis who wrote (9550)	11/25/1999 9:56:00 AM
From: janie	Read Replies (1) of 13953

Curtis, I'm holding at a loss, too-but bleeding or not, I "refuse" treatment. TBFC is a great company with or without EGRP. I'm sure they want this merger--picture this: Interest rates go up, but EGRP customers don't have to move their money out because they can offer higher interest rates on CD's, etc., through Telebank.... that's a scenario any brokerage house would want. I would love to have shares of EGRP, but if I have to buy them without the merger I will. Keep in mind that TBFC is the largest and oldest internet bank with deposits of over $2 B and don't forget alliances with Sam's club, GFN.com, and others. We'll be fine in the long run. We just have to be alittle more patient. I bought TBFC for a reason and I'm keeping it for a reason, too. Have a nice Thanksgiving! Janie

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