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Technology Stocks : All About Sun Microsystems

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To: Detail-MD who wrote (23415)	11/26/1999 9:28:00 PM
From: silInv	Read Replies (3) of 64865

OT, OT Sonki. JG, Steve, I must admit that I am not sure what I am doing about this. The agent told me that the VUL has 2 plans. One allows you to do as that Steve says so you get the cash value when you die. The other does offer the cash value plus the policy value when you die. Since I am not insurance agent nor WAS an insurance agent, I want to find out more before doing anything about it. Term cost a lot more than VUL (I mean the part to cover the actual insurance) as what the agent explained to me. I don't know if this is true. I know they all want to get my money so they will disclose as little as they can (I am talking to 2 agents at the same time). One of the agent says the other's plan cost too much in the term part compare to hers. Based on the info I got, the difference is too much so I have my reservation on the number. Don't know where I can find the info for it. I don't know what Sonki can get for term. It should cost more year after year. If you can get at fix cost throughout your life, there must a catch (IMHO). silinv

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