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Biotech / Medical : HRC HEALTHSOUTH
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To: Tunica Albuginea who wrote (69)1/2/2000 1:12:00 AM
From: Night Writer  Read Replies (1) of 181
 
TA,
Most large employers are self insured for employee medical care. They might buy insurance for catastrophic medical care. The HMO, MCO, or health insurance company acts as a Third Party Administrator (TPA) for a fee. The employer determines what is covered and what isn't covered. They hide behind the TPA and let them take the heat. The lawyers are getting smart.

Smaller employers do buy insurance. Price is a big issue for small businesses. They often can't afford the first class coverage they would like to buy.

Health Care expense is a big problem. I hope some one comes up with a real solution.
NW
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