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Strategies & Market Trends : Value Investing

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To: Bob Rudd who wrote (9495)	1/4/2000 9:10:00 AM
From: Freedom Fighter	Read Replies (1) of 78516

Bob, I've been contemplating the same issue. I have no conclusions. I just upped my position in Mecury General (MCY) and they use independent agents so it may be a bigger factor for them. I'm not certain how much you actually save via internet though. You still have to advertise/spend money to get business or links to your page. I wish I could find some numbers. One part of the equation (at least in MCY's case) is that agents can act like a front line underwriting process and increase the quality of the business. If you gain any insights let me know. Wayne

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