Well, the bull market has nothing to do with the age. If the economy continues to be in its growing path, the BULL market can last forever. From what I see, we are in the middle of revolution, the Internet, the IT , all this will increase our productivity to an unimaginable level, which you will never see in the past history.
As long as you have the money to pay off your debt, I do not think current
credit will be a problem.
Rate is a relative concept, how high is high ? If people had the right income , Corp can make the efficient use of their borrowed money to increase productivity , R&D, new product development, then
they can afford the high rate. In ASIA, we know certain countries enjoyed very high economic growth with their rate higher than here, why ? efficiency, productivity , best and smart use of their borrowed money !!!! So high rate is not the killing factor, stupidibility, waste is
the root cause of failure of economy !!!
Well, what base whether you are to invest or not all depend on individual's situation, and everyone is different. If you have retired or is to be retired in the near future, and you should keep certain amount of money on side to make sure that these money can generate enough fixed income for your expense month by month for the rest of your life; after this , if you have enough money , then invest. If you look at the Stock index for 100 years, well, you will see the trend of the stock market is always up, of course there are dips from time to time, so if you are in your 20s, 30s, 40s, 50s, and have a job with decent income , you should invest aggressively all the time , especially in the middle of this technical revolution, opportunities are everywhere. If you do not invest today, well, you will be regret 30 to 40 years down the road.
Nothing wrong to compensate the employee with stock option. The stocks are printed and aproved by share holder, and the cost for the companies issue stock options are printing cost and paper. So what is wrong with it ? Besides, if every company take the option into their cost base, then there are still winners and losers, and at that time people's sentiment will change and PE of 100 is low , and PE of 200 is typical !!!Stock continues to move up !!!! |
