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Non-Tech : J.B. Oxford

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To: PaperProphet who wrote (2193)	3/7/2000 5:41:00 PM
From: JEB	of 2220

Impressive annual growth rate (year over year). You can't say you were surprised by the numbers. They gave fair warning of the expenditures associated with there advertising campaign. Also, I am pleased they included the SEC fine in the 4th quarter. Gets it out of the way earlier. All in all, I am extremely pleased with what I see in this company. One note to management would be to heed your criticism of their advertising. Feedback like this should never be ignored when new advertising is developed for future campaigns. I would prefer something closer to the ETrade commercials. More down to earth advertising. Oh, ...one more thing, ...61% increase in 4th quarter revenues is nothing to sneeze at. Good trading, JEB

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