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Strategies & Market Trends : MDA - Market Direction Analysis

SPY 689.51

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Jan 8 4:00 PM EST

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To: HairBall who wrote ()	3/31/2000 6:33:00 PM
From: Square_Dealings	Read Replies (1) of 99985

Question on Personal Spending For you experts here - Does the personal savings reported in today's numbers (negative savings) not include savings in the form of stock purchases through company sponsored IRAs? Anyway something doesn't add up to me if income is + .4% and spending exceeds that (up 1%) then where does the money come from for mutual fund inflows? Also doesn't the report imply that consumer debt is still increasing significantly? thx in advance M.

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