I think you would have to ask V that. Keep in mind that what I am doing with my money is protecting it in what I consider to be a pre-recessionary environment. The market is a leading indicator, and if we indeed go into an overdue recession later this year, the market will reflect that over the next several months. In fact, the Dow has been reflecting that already. When the recession hits, the Fed would then revert to relaxing interest rates, and the market would strengthen even while the recession was ongoing.
Also, keep in mind that planning for retirement is different than actually being retired, if only psychologically. To quit a job for good is a huge decision, and one not lightly made without having sufficient capital to stay afloat. Once retired, OTOH, one would need to keep a substantial amount invested in order to stay ahead of inflation, etc. Or so I've been told. Since I'm not there yet, I am taking one thing at a time, and unless I am at a certain threshold in my holdings I can not enter retirement. |
