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Technology Stocks : CheckFree Holdings Corp. (CKFR), the next Dell, Intel?

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To: jjbucci who wrote (16609)10/15/2000 10:32:34 PM
From: jefferson33  Read Replies (2) of 20297
 
jjbucci - my response

My examples;
1. the CKFR "page" is interactive
2. you can use the CKFR "page" to also pay the bill.
3. there are several ways to pay the bill
4. you can select a biller and get a more in depth summary

Your response;
1. If you are sending something electronically, I believe a strong case could be made that making that page interactive would be an
obvious improvement.
2. Read the Patent this is covered
3. Read the Patent this is covered
4. Covered under the last claim of the patent.

---------- MY RESPONSE ------------------
I am interpreting:
Subscriber = subscribers to the Universal Mail Transmittal Service as in the spec. In the CKFR context, this would likely be the biller.

User = subscriber's/biller's customer.

1. I disagree that this is obvious, since none of the claims show that the user inputs anything. The subscriber is the only one that inputs anything. Additionally, the claims teach unitary transmissions and, thus, teach away from multiple transmissions as is required for interactivity.

2. Please provide the claim number so I can better respond. I see some of it in the Spec. but not the claims.

3. Please provide the claim number so I can better respond.

4. I disagree that this is covered by Claim 9 because of the "additionally transmits" language.

"additionally transmits" in the claim is defined in the spec. using the following language:

"other hard-copy material can be included in the single envelope carrying the one-page, or more, summary of all billing statements, to carry, as well, other hard-copy material in the nature of advertising or bill-breakdown information."

The "single envelope" language implies that the transmission is a unitary one in harmony with the rest of the claim language. In other words, the "additionally transmits" language means that additional information is included in the one transmission as opposed to a second transmission. In the CKFR scenario, a detailed display of the bill is provided in a SECOND transmission (hyperlink fetch) and is, therefore, not covered under Claim 9.

Additionally, you're probably right about the assignment anyway so this argument is likely moot as you suggest. I am still interested in your response, though.
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