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To: Steve Grabczyk who wrote (13432)	11/4/2000 8:13:07 AM
From: OldAIMGuy	Read Replies (1) of 18927

Hi Steve, I'd forgotten that you were using the common pot theory. Depending upon the pot, you can probably use the IW's Mutual Fund cash reserve as a goal. This assumes that the portfolio has some diversity to it. If it's mostly one sector, then you should probably use something between the IW Stock and Mutual Fund cash level as a goal. Best regards, Tom

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