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Strategies & Market Trends : MDA - Market Direction Analysis

SPY 660.08

-0.8%

Nov 18 4:00 PM EST

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To: Joan Osland Graffius who wrote (69525)	2/19/2001 9:49:15 AM
From: Zeev Hed	Read Replies (1) of 99985

Joan, I do not disagree with you that there is going to be a slow down in spending due to many consumer being "maxed" on their credit. My point is that car loans are running in the $15,000 range and mortgages probably in the 100,000 range per household, that is where lower interest rates have an immediate impact. These numbers dwarf the atrocious $8,000 in credit card debt. Zeev

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