SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Pastimes : Credit Card Deals
 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext  
To: Mama Bear who wrote (208)5/24/2001 1:16:40 PM
From: bob wallace  Read Replies (1) of 253
 
Barb

I think I have received the deal you can't refuse!

One question before I start: it is addressed to my wife, is
there anyway I can get it switched to my name?? (The wife is not always understanding of these programs.)

OK - here's the deal:

1) 0% APR thru 9/2001! - thereafter 10%
...ON EVERYTHING! (oops, cash advance is 19.9% after intro period)

2)fees: 3% on cash advances ("initially" a limit of $1000 cash advance when you first get the card, what happen after "initially" is not defined)

3) balance transfers: NO FEE thru the introductory period
(ie 9/2001)

4) APR can increase to 19.9% if you are late 2 times out of 6 months; but NOT during the introductory period!

5) no annual fee, no minimum finance charge, 25 grace days
(for use after the intro period I guess)

There is no requirement for any balances to be transferred at the time of opening the account.

I can't see any fine print problems (and btw, the print is unusally large).

I assume that one way to ue this card is to charge on your regular rebate card, and then at the end of the month have
the balance transferred to this card [and put the payment in a savings account if you are really organized]. so you get rebate, and interest. Not bad. also, I guess if you had
cheap cash advance or checks on other accounts you could do the same thing for a nominal charge...

what ya think?

other ways to use?

Thanks
Bob
Report TOU ViolationShare This Post
 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext  

HomeMailHotSubjectMarksPeopleMarksKeepersSettings
Terms Of UseContact UsCopyright/IP PolicyPrivacy PolicyAbout UsFAQAdvertise on SI
© 2025 Knight Sac Media.  Data provided by Twelve Data, Alpha Vantage, and CityFALCON News