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Pastimes : Clown-Free Zone... sorry, no clowns allowed

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To: LLCF who wrote (108338)	6/12/2001 8:05:15 PM
From: Mark Adams	Read Replies (1) of 436258

In calculus- you would say the first derivative is the rate of change of a value. The log chart lets you see the rate of change at a glance. Yes, if you're not careful you might miss an uptick by ignoring an increase in the slope of the line. Heinz and others have asserted that consumer debt has accumulated at an increasing rate of late. That should be seen as an increase in the slope on a log chart. I don't see it, though this data does lag some, so Heinz et al may be correct. BTW- I posted both NonLog and Log charts of consumer debt. NonLog rbcassociates.homestead.com Log rbcassociates.homestead.com I'm looking at a longer time horizon to determine if this increase in Consumer debt is a recent phenomena. I'll be posting another chart momentarily that shows debt as a percent of networth shortly.

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