you still miss the point, and dont get it
drop it
you give orders for being successful
some cannot because they lack the control to follow orders
it is about control in following and sticking with a plan
you prescribe a plan
some have great difficulty overcoming the emotions involved
and thus fall off the plan
why is that so difficult for you to understand?
nothing wrong with the 401k, per se
but it has been applied so widely to the American public
and a solid pct of the public (say 20%) cannot leave it alone to grow over time
they tinker, they panic, they screw it up
let me give a concrete example
suppose I lay out a plan for a person to get dinner every day
a man or woman must walk a fine line for 50 yds
it must be on a railroad track, single rail
the purpose is to maintain control and be rewarded
if the person falls off, then no dinner
a simple plan and prescription, right?
I have done this many times, once going 250 yds
I have no trouble with this task, since I am agile physically
so I would "get my dinner" almost every day, with an occasional bad day
I can think of a few dozen who would never get a single dinner
but it is a simple plan
my analogy is that the 401k is an investment railroad track
many people can succeed in maintaining composure, longterm focus, patience, and balance
many regard the task to encompass a very wide rail
but some will fail with the 401k prescription
those people would benefit from a pension style
laying out your plan and disagreeing is either
- ignorant of the problem
- arrogant to be above the problem
drop it, attend an AA meeting as an observer
and THEN get back to me on the subject
I am not being facetious
have you ever observed a child impatiently trying to grow a flower?
some will just pick and pick and tinker until it dies
I hope this helps you to understand the problem as I see it
and dont go repeating your plan
try to understand the difficulty some have in maintaining control and balance and patience
/ jim |
