But, what if a family suddenly loses breadwinner (divorce, say, or just redundancy): what then? Do they have to have sufficient individual insurance to cover this - or does this burden go on the employer - or do the children get removed?
Families don't suddenly lose their breadwinner through divorce. The breadwinner is still obligated to care for the family, at least the children. As for redundancy, if I understand that Brit-ism, I don't have a problem with unemployment insurance. It's temporary, for one. And it usually is needed during periods of economic downturn when charities are in a weakened position. Further, in this country, it's usually a state program so there's less risk of people getting the impression that they have a Constitutional right to it.
I have some personal experience with unemployment insurance. My father was a construction labor who worked intermittently and collected "unemployment" the rest of the time. My dad was a smart, competent man. Had he not had that easy fallback, he most likely have aspired to a better job to support his family.
There's no easy answer, if you don't have univesral provision...
So, I don't agree with this. The only thing difficult about it is the children, who are blameless. Which is why I would emphasize not producing children you can't properly care for.
Karen |