Lets find a Dick Morris Democrat to vote for.
Dick Morris is an equal-opportunity whore. He'll take money from any Republicans or independents, no doubt!
The only solution for nonsensical health insurance is to look where the money goes. Then, attack those costs that don't involve actual care from a provider to a patient.
Unfortunately, attornies abound who get a percentage of the disability award, encouraging victims to be as disabled as possible. You then have all other participants in the gravy train, from expert witnesses, doctors and even insurance companies, who pass the costs along with a cost-plus kicker for the execs.
For all of the above, "success" is defined as "squeeze as much as possible for as little effort as possible".
No one, except the patient and the doctor, has the least concern for the health of those who pay the bill.
This should be the reverse: health care providers paid on performance, and lawyers forbidden from charging except by the hour (like UK and elsewhere), that would take a huge percentage out.
The triangulation in 20 years will be something closer to unified billing with insurance limitations. Some docs are paying $250,000 per year for practice insurance. I wouldn't doubt a quarter or more of the trillion dollars in medical costs are for legal, unecessary tests, excessive drug costs, all multiplied by insurance machinations. |