Redemption Fees
  0.75% if sold within 30 days All Select Funds, FEXPX, FFTYX, FMCSX, FTQGX
     1.0% if sold within 30 days FDIVX, FGBLX, FIGRX, FIVFX, FOSFX, FSIIX, FWWFX  
  0.5% if sold within 3 months FFNOX, FSMKX, FSTMX, FTARX
  0.75% if sold within 3 months FSEMX, FRESX  
  1.5% if sold within 3 months FDEGX, FDSCX, FEMKX, FHKCX, FICDX, FJPNX, FJSCX, FLATX, FLPSX, FLVCX, FNORX, FPBFX, FSCRX, FSEAX  
  1.0% if sold within 6 months FNMIX 
  1.0% if sold within 9 months FAGIX, SPHIX
  1.0% if sold within 2 years FTXMX
  2.0% if sold within 3 years FSLCX |