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Strategies & Market Trends : The Residential Real Estate Crash Index
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To: MulhollandDrive who wrote (7779)1/3/2003 12:30:28 PM
From: Lizzie TudorRead Replies (2) of 306849
 
thanks, yes I have considered this. I broke my wrist last year blading which was part of the reason I stayed unemployed. The PPO that I had was really brutal for this. First of all the high deductible but after that (and this is what I didn't realize) the "reasonable and customary" charges they pay for routine things like xrays and physical therapy (which is an ongoing thing if you break your wrist) were too low. I was under the impression that with a PPO that had a "max out of pocket" of $3000 or something, that $3K was really all you'd have to pay in a year ever for your health. WRONG! You can pay an infinite amount if your hospital is above reasonable and customary. Anyway now I know the real cost of some of these programs to employers it is interesting.

This is another situation that is likely to explode... if the poor get health insurance and the "contract workforce" has no viable options for the same but has to pay for it.
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