Re Medical Insurance...: Ah, but CB....I come from a position that the glass could be half full, not half empty.
First of all, the drug prices in the US SHOULD be the same price they are in Canada, in Mexico, etc....Unless the drug companies explain how much those countries are subsidizing EACH of the drugs....
Especially the drugs that have been around from some time, and have the R&D costs out of them.
The other thing re the cost of the insurance....Please note that I believe that what I'm talkiing about is the actual cost of the premium of the insurance........
Our government employees have MANY programs from which to choose...and many different types of coverage and benefits. I believe that IF the premiums for all Americans were the same as those for the government employees and the benefits were the same choices, we would all be better off.
The insurance companies would have wide "risk pools".
Everyone, no matter the income level would have to chose one plan. The government (taxpayers) would have to pay for the truly needy. Everyone would then have some sort of coverage.
IF the average American paid the same premium cost as the US Congress and US Senate, we should all have the same type coverage. We taxpayers of course would have to pay our own premiums. The government employees would have the same arrangement they do now.... which seems to be the government subsidizes those premiums as part of the salary for the employee.
One other thing.....I think you will find in many instances that the government jobs pay MUCH higher for the same type of background and experience than does private industry. Plus the government in general offers better benefits. This was true in most cases, when I checked as a recruiter.
The only real differences were in the high tech arena....There are about 500 or so premium techies....and they command and usually get very high salaries. The rest of the folks in the tech areas especially, got a salary, and stock options....That is one of the reasons this bubble is so long lasting, IMO.
There simply aren't enough new GROWTH industries...Capital is the only thing that will help to fund those new industries. The people with serious money have just been taken to the cleaners. So not much if any real movement yet. Other than around DC where the jobs seem pretty plentiful. Looks like the government is acting as a large "funder" to kickstart the economy. |
