The Epic American Credit and Bond Bubble Laboratory Message Board

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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory

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To: yard_man who wrote (442)	8/21/2003 2:49:09 PM
From: Ramsey Su	Read Replies (2) of 110194

regarding refinancing -- I have decided to take an informal survey at "cocktail parties". Anyone here interested in participating please post. It is just two simple questions: 1. Have you refinanced within the last 12 months. 2. What interest rate is needed before you would refinance again. So far, the answer to number 2 is below 5%. For myself, I have refinanced with an adjustable fixed for the first 7 years, at 5%, no fees. So I would need probably around a 4.5% no point no fee to refinance again. That is more than a full point away from current rate.

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