tip, You don't pay full price because you have zero bargaining power. "Oh, Mr. Tippett, you are going to die in two weeks unless you have this $100,000 surgery." "Hold on, pardner, I'm going to two other doctors for estimates. They'll take some new full-priced tests and get back to me in two weeks." Never gonna happen. But when Medicare steps in and says, "the surgery is worth $9500, get it done, and, Mr. Doctor/Horsepistol, do it or starve to death" you have bargaining power.
It's very similar to why we have socialism when dealing with other countries. "O.K., Nigeria, you ripped me off. I'm declaring war," doesn't scare anyone. But when the US Ambassador calls, it works a bit better.
Health care is a big thing that benefits the entire country. I don't believe in health insurance. I believe in health care. |