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To: Jan Crawley who wrote (6939)	10/8/2003 3:27:07 PM
From: Sam Citron	Read Replies (1) of 13403

OT Vanguard I spoke with a 529 plan specialist at Vanguard on Monday evening who exceeded my expectations as to his knowledgability. He saved me quite a bit of research time. Since I've got two toddlers who will need college funds someday, this is an important issue for me. Vanguard is the only fund group I have ever owned or recommended, but closed those accounts years ago, mainly due to the general tax inefficiency of mutual funds. However with the tax advantages of the 529, I will probably soon be back in Vanguard wrapped inside Nevada's 529 plan. Can't get excited about 2.66% yields on EEs these days. Sam

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