So you're saying then, that if my house burns down, I should be able to charge the insurance company for my premiums, plus the value of the house....
I'll try that next time... ;-)
Furthermore, are you then saying that the people who went to the doctor weren't really in need of doctor services??? By that line of logic, the doctor provided and charged for unnecessary services.
Remember we're talking about a fixed patient population with random insurance companies. I have a tough time thinking that the instant you make going to the doctor without deductible(my current insurance plan) that all of the sudden the world got sicker... Doctors who didn't offer this deal, must have lost business...
What made this whole thing go out of control were specifically dentists, (offering to cover your deductible for teeth cleaning), and eye doctors giving away free glasses....
It's a scam, and the doctors were the one's who profited, not the patients, because once they got them in for a visit, naturally more followed, and they offered to work for a rate lower than they were willing to accept from the insurance company for the same services.. In other words they simply wound up billing the insurance company the cost of the deductible. So I guess if you want to call that overuse, I guess you could.
;-) |
